KYC & AML Policy

1. Purpose

LAKSHAY PE SOLUTION PRIVATE LIMITED is committed to preventing the misuse of its platform for money laundering, terrorist financing or fraud. This policy sets out our Know Your Customer (KYC) and Anti-Money Laundering (AML) practices, in line with applicable Indian laws including the Prevention of Money Laundering Act, 2002.

2. Customer Onboarding

Every partner, retailer or business must complete KYC before using the services. Documents may include:

• PAN card of the individual or business.
• Aadhaar or another officially valid address proof.
• Business proof such as GST certificate, Udyam registration or certificate of incorporation, where applicable.
• Bank account details in the name of the partner or business.

3. Verification

KYC details are verified before an account is activated. We may ask for more documents at any time and may re-verify accounts periodically.

4. Transaction Monitoring

Transactions are monitored for unusual or suspicious activity. Limits may be applied on accounts based on risk.

5. Suspicious Activity

Where suspicious activity is found, we may hold transactions, suspend accounts and report the matter to the relevant authorities as required by law.

6. Record Keeping

KYC records and transaction records are maintained for the period required under applicable laws.

7. Prohibited Use

The platform must not be used for gambling, illegal goods or services, money laundering, or any activity that violates Indian law.

8. Contact